Privacy Policy

https://peppa.io is provided by Agbedemeji Ltd (trading as "Peppa", "we", "us", or "our"). Peppa values your privacy and appreciates your trust in us. This Privacy Policy explains how we collect, use, share, and protect the personally identifiable information (PII) and business data that we process across our infrastructure and platform services, as well as the choices available to you.

"Personally Identifiable Information" means any information (i) that identifies or can be used to identify, contact, or locate the person or entity to whom such information pertains, or (ii) from which identification or contact information of an individual or legal entity can be derived. This Privacy Policy applies across the Peppa Infrastructure Platform (accessible via https://peppa.io). If you see an undefined term in this Privacy Policy, it has the same definition as outlined in our Terms and Conditions. By accessing or using our platform and website, you agree to this Privacy Policy.

Information We Collect

We collect information from our institutional partners, enterprise clients, commercial API users, and web visitors. This information falls into three primary categories:

1. Information Collected Automatically: Whenever you visit our website or connect via our APIs, our servers automatically collect non-personal operational data, such as IP addresses, access times, domain routing information, browser type, pages viewed, and system diagnostic telemetry.
2. Information You Provide Us: When you register an enterprise account, request product demonstrations, initiate financial routing configurations, or communicate with our team, we collect the personal and corporate details provided—such as authorized executive names, corporate emails, phone numbers, billing/payout data, and verification credentials.
3. Institutional Compliance Data: To meet regulatory, Know Your Customer (KYC), and Know Your Business (KYB) obligations, we may collect corporate documentation, director identifications, and beneficial ownership details.

Using Your Personal Information

We process your information strictly for legitimate infrastructure and operational purposes, keeping it no longer than necessary to fulfill these goals:

• To verify individual and corporate identity and conduct risk/compliance assessments.
• To facilitate, process, and settle cross-border and domestic transactions and verify balance/liquidity receipts.
• To enable, maintain, and optimize Peppa platform operations, system security, and API integrations.
• To issue service updates, security alerts, operational notices, and administrative communications.
• To prevent, detect, and mitigate financial crime, unauthorized transactions, fraud, or operational loss.
• To comply with statutory and regulatory obligations imposed by financial authorities and banking partners.

Disclosures & Data Sharing

We do not sell, publish, or rent your personal or enterprise data to third parties. Information provided during transaction routing or liquidity management remains confidential and will only be shared under the following conditions:

• Financial Partners & Intermediaries: With settlement banks, correspondent institutions, and licensed financial partners required to execute and clear transactions.
• Public Forums: If you voluntarily submit content in a public forum or social media integration managed by peppa.io, that content is publicly visible.
• Legal & Regulatory Mandates: We may disclose information if required by law, subpoena, or regulatory order, or in good-faith belief that such action is necessary to comply with legal processes served on Agbedemeji Ltd.

Data Retention

We retain your data for as long as your account remains active or as necessary to provide infrastructure services, fulfill statutory requirements, resolve disputes, and comply with anti-money laundering (AML) and financial recordkeeping laws. Even after account termination, certain compliance data must be retained per applicable legal frameworks.

Cookies & Analytics

We use cookies, tokens, and tracking technologies to maintain session security, prevent fraudulent activity, customize user experiences, and analyze infrastructure traffic patterns. You may disable cookies through your web browser, though doing so may impact platform functionality.

Security Measures

Agbedemeji Ltd employs enterprise-grade administrative, technical, and physical safeguards—including SSL/TLS encryption, restricted access controls, and infrastructure isolation—to protect data against loss, misuse, or unauthorized access.

Your Data Rights & Contact Information

Subject to applicable law, you have rights to access, rectify, port, restrict, or request erasure of your personal data. To exercise these rights or inquire about privacy practices, please reach out to us:

• Registered Corporate Entity: Agbedemeji Ltd
• Brand / Operating Platform: Peppa — https://peppa.io
• Address: 25 Kayode Otitoju Crescent, Lekki, Lagos
• Email: bd@peppa.io
• Phone: +234 802 222 0071